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Good News: Part D Donut Hole Closes in 2020
For stand-alone Part D prescription drug plans, the maximum allowable deductible for standard Part D plans will increase to $435 in 2020, up from $415 in 2019. The out-of-pocket threshold (where catastrophic coverage begins) will increase significantly, from $5,100 in 2019 to $6,350 in 2020 (the copay amounts for people who reach the catastrophic coverage level […]
Affordable Care Act Open Enrollment – Important Dates and What’s New
The open enrollment period for the Affordable Care Act (Obamacare) here. Signed into law in 2014, the legislation overhauled and expanded regulations to the nation’s health care system. This year, not much has changed in Washington, but the marketplace is shifting and deadlines will still need to be met. Important Dates: One of the constants […]
What is a Certificate of Insurance Form and Why You Need to Understand It
Certificates of insurance can protect you and your business from the negligence of others if they cause damage or injure someone.
Medicare’s Open Enrollment Period is Here!
Why compare Medicare coverage options again for 2020? Plans change and your health care needs or situation may have changed, too. Plus, you might save money.
How to Prepare for the 2019 Medicare Annual Enrollment Period
The 2019 annual enrollment period is about to open on October 15th. This is the time of year when you can you are able to make changes to your Medicare coverage including: Change from one Medicare Advantage plan to another Change from original Medicare to a Medicare Advantage plan Enroll, change, or cancel your Part […]
Why You Need Business Insurance
Insurance is there for you if something goes wrong at home and at your business. The right insurance can save you from financial catastrophe no matter the circumstances. Here are some reasons to make sure you have the RIGHT business coverage: Leasing a commercial space. Landlords typically want tenants to carry General Liability and Property Insurance. Actually, most […]
Medicare: The Difference Between AEP and OEP
Annual or open enrollment period: what’s the difference and what do they mean for your Medicare coverage options?
What Is a Health Care Proxy and Why Do I Need One?
Creating a Health Care Proxy is an important step in protecting your medical wishes. Learn how one can help you when may need it most.
Personal Property Why You Need Insurance
Personal property insurance isn’t just for the big stuff, but for the small stuff too. We look at what you may really have at risk if you are uninsured.
Is Plan F (Medicare) Going Away?
Big changes are coming to Medicare Supplemental Insurance Plans. Find out which plans will not be available next year and what your options
How to Choose a Primary Physician
Your primary physician is the gateway to maintaining your medical health. Find a physician you can trust by asking these questions.
How to Store Your Life Insurance Records
Life insurance is a product you hope is never needed. However, should your time come, the protection life insurance provides for your family is invaluable. Making sure your loved ones can find your policy information is more than just important – it’s absolutely critical for their financial well-being. Locate All Your Policies The first step […]
Prepare a Health Care Package for Your College Student
Have you packed the most important care package for your student? We provide you a list to prepare your child for the unexpected.
How to Store Your Life Insurance Records
Life insurance is a product you hope is never needed. However, should your time come, the protection life insurance provides for your family is invaluable. Making sure your loved ones can find your policy information is more than just important – it’s absolutely critical for their financial well-being. Locate All Your Policies The first step […]
Prepare a Health Care Package for Your College Student
Have you packed the most important care package for your student? We provide you a list to prepare your child for the unexpected.